Apart from the excruciating dental pain, what hurts the most is the cost of getting it cured. Isn't it? Well, dental health care is a pretty expensive service that we need to access for our comfort. One has to be ready to shell out thousands in order to get the minutest of the dental treatments performed. And the worst part is, that these prices are only going to increase in the future. Due to all this, searching for affordable dental insurance or a discount program for dental care is the only choice that most people are left with. When searching for an affordable dental discount plan, you will surely come across the name Aetna Dental Access program. Well, here is an article, that deals with Aetna Dental Access program and its mode of operation.
Aetna Dental Access Plan
First of all, Aetna is one of the health insurance providers that offers most affordable dental discount plans that you will come across. Let us know about the Aetna Dental Access plans. This plan is not an insurance policy and one needs to understand that it is a discount dental program. You can be a part of it by becoming a member. There is USD 10 one-time charge for processing the application and the program charges you a monthly or annual fee. This network is operated by the Aetna but the access to it is managed by Careington.
Any individual can become a member by paying USD 7.95 for a month or USD 79.95 for a year. The charges for a family are USD 9.95 per month and USD 99.5 per year. This particular plan covers dental plus vision and USA Rx discount plans.
The Preferred Dental Plan utilizing Aetna dental access costs an individual or a family USD 89.95 per year. This plan offers dental plan plus free USA Rx discount plan. After you become a member, you receive an email containing a link using which you can print ID cards for Rx, MRI and X-ray discount plans. With discount Rx plan you can save as much as 15% on branded or 46% on generic drugs.
Aetna gets in contract with the dentists which treats you at a discounted cost. More than 76,000 dental practitioners and specialists are a part of Aetna Dental Access network. This discount plan is useful for minute dental treatments like cleaning and X-ray to dentures and dental operations as well.
Aetna dental access is also available for a few of the cosmetic dentistry, periodontic and orthodontic dentistry treatments. You can avail around 15% up to 50% discount on various dental treatments like general dentistry proceedings like teeth cleaning, X-rays, dental crowns, root canals, molar root canals, orthodontia, teeth bleaching, braces, adult and child routine checking, routine 6 month checkup, composite filling, complete upper denture, tooth extraction, etc. The best thing about this discount program is that there are no restrictions about health or age and anyone can be a part of the plan. It is as good as taking out the best dental insurance for seniors, students or a family. You can also get a group service and discounts for your firm or company!
Aetna Dental Access Benefits
Another specialty which is talked about in many Aetna dental access reviews is that this dental program has no expiry or maturity date and hence for many customers, this program is better than even the best full-coverage dental insurance plans. All that you need to do is to become a member of this discount dental program, through their various special discount plans. With this program, you can save money in the range of USD 10 to USD 260 on dental procedures, which is quite impressive. Once you become a member with Aetna Dental Access plan, you get an ID card. All that you need to do is to show your ID card at the dentist's for discount on your treatment. It means you don't need any referrals and you can use the card as many times as you want to!
Aetna Dental Access is as good as dental insurance plans with no waiting period, since you can start using it as soon as you get the ID card. So, as you can see from the above article that this program is quite affordable and seems to be effective for overall dental care as well.